By Bill Gassett The process of getting a mortgage can be complex and time-consuming. Depending on market conditions and individual circumstances, getting approved typically takes 21 to 45 days. It is essential to start the process early, gather the necessary documents, compare mortgage lenders, and obtain pre-approval. The time frame for getting mortgage pre-approval...
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By Brooke Chaplan Choosing the right exterior paint color for your home can be daunting. After all, the color of your home is the first thing anyone notices, and it significantly impacts your home's overall curb appeal. But don't worry, we've got you covered. In this article, we'll walk you through how to choose the right exterior paint color for your home so you...
By Kara Masterson The exterior of our homes is exposed to various elements that can cause significant damage. It's important to be aware of these exterior wear and tear factors so that you can maintain your home's structural integrity. In this blog post, we will discuss the common factors that can break down your home's exterior and what you can do to prevent them...
By Bill Gassett Mortgage pre-approval and pre-qualification are two different processes that help you secure a mortgage for buying a house. Prequalification estimates how much you can borrow without a credit check. On the other hand, pre-approval involves a more detailed review of your financial and credit situation. It requires a credit check and additional documentation...
By Meghan Belnap Buying a home is a significant investment that requires careful consideration. Apart from the initial cost, potential homeowners are also concerned with long-term investments that can impact the property’s value over time. While most homeowners focus on home improvement projects and upgrades, it’s important to consider other factors that have...
By Brooke Chaplan Fall is just around the corner, and as the temperatures start to drop, it's important to start thinking about your roof. The colder and wetter weather can wreak havoc on your roofing system, causing leaks, damage and all sorts of issues that require expensive repairs. To avoid these problems, it's crucial to prepare your roof for the fall weather. Inspect...
By Hannah Whittenly Roofing emergencies are a common occurrence that homeowners dread. When something goes wrong with your roof, it can cause extensive damage to your property and pose a significant safety hazard. Whether it's a severe storm that has caused your roof to leak or a fallen tree that has left a gaping hole, knowing what steps to take can help you get...
By Dixie Somers Your home's plumbing system is one of the most important parts of your household. It helps keep your house running efficiently and is something most homeowners take for granted until something goes wrong. Underneath your sink or behind your walls, your pipes may be starting to act up. Identifying the signs of when your pipes need inspection could...
By Bill Gassett Understanding whether a condo is warrantable is vital when considering a mortgage application. A warrantable condo meets criteria set by government-sponsored enterprises (GSEs) such as Fannie Mae and Freddie Mac. Non-warrantable condos face financing challenges, but options exist. Determining warrantability entails checking GSE approval, utilizing...
By Brian Wallace Louisville, chartered by King Louis XVI in 1780, has long been one of the best cities in the country to move to. Whether because it’s a hub for a number of different sports and the Derby, for its extensive history or its proximity to all the major cities across the east coast, Louisville has options for everyone looking to settle down, ramp up...